Affordable Financing, Competitive Rates Are What We Are All About Here at Liberty Kia!

Whether you have settled on your next new Kia model or used car, it is important to keep the next step in your sights before you can drive off the lot: financing and leasing. As most of us cannot simply purchase a new or used car with cold, hard cash, both of these payment solutions are very helpful in allowing you to pay off the vehicle in affordable monthly increments, so you can spend more time enjoying your new or used car, without worrying about heavy costs and fees.

Now, when it comes to financing and leasing, it is imperative that you have all of the information that you need at your fingertips so that you can make an informed decision correctly. After all, a new or used car can be one of the most important purchases you make in your life, second only to buying a new house, so it is important that you have an ally on your side to see you through the process. Here at Liberty Kia, the experts here in our finance center can be just the allies that you need to help you through the payment process, so come talk to them when you test drive your next new Kia model or used car here at our Ramsey, NJ Kia dealership, we are conveniently located just four minutes outside of Mahwah!

Get Started Here Online!

Whether you plan on financing or leasing, our financing center is one of your best resources for advice and clarity on both processes moving forward. The team can break down all of your options to find you a payment solution which fits your needs and your budget; they can also help clear up some financing and leasing-related terms that might not be clear. The good news is that you can get a head start on financing or leasing before you even come in to take that first test drive, with all of the many services that we have to offer here on our websites at Liberty Kia. First, once you decide which new Kia model or used car is right for you, take a look at our new vehicle specials and used vehicle specials to find out if a special offer awaits you on the vehicle you are looking for. No matter what your budget is, these monthly specials can provide excellent means for you to save. Then, take a look at the forms we have here online, which you can fill out at your leisure from the comfort of your home in Spring Valley, NY:

  • Payment Calculator: If you plan on financing, the payment calculator allows you to craft a payment arrangement of your own making. Simply enter in the total price fo the vehicle you are after and adjust your desired loan term, down payment, and estimated financing rate. Using that information, the payment calculator will tell you what your expected monthly payments will be.
  • Value Your Trade: If you have a vehicle to trade-in, enter all the pertinent information about it into this tool, upon which you will receive an estimate for how much your trade is worth, which you can use towards the purchase or lease of your next Kia model. Once you come in to test drive, our service center mechanics will confirm the total value of your trade.
  • Finance Application: Finally, to get the ball rolling, you can fill out our handy finance application and secure pre-approval for your next auto loan or lease agreement. Simply fill in all pertinent information about your employment history, banking history, and other personal info and you will receive pre-approval in a matter of minutes. The form is completely confidential, kept encrypted for extra security, and your private information will never be shared to outside third parties without your consent.

Get Started Today!

After you fill out these forms, you will be ahead of the game and will have a great deal of knowledge at your fingertips, so you can finance or lease confidently and efficiently. Be sure to bring the certificates you receive from these forms with you when you test drive a new or used car at Liberty Kia, along with a valid US Driver's License, proof of auto insurance, and funds for a down payment. Our dealership is proudly serving Spring Valley, NY and we are ready for you. See you soon!