Credit Issues? You Have Options At Liberty Kia

How You Can Finance A Vehicle With No or Poor Credit

You have options when facing credit challenges but still need to purchase a vehicle. Customers with bad credit or no credit can still secure car loans by taking a few steps while car shopping.

• Apply: Don't assume that your credit isn't good enough for a car loan. It's daunting when you aren't confident in your credit score, but there's only one way to see if you qualify with bad credit, and that is to apply!
• Be prepared with a down payment or trade-in: Bad credit financing is easier if you have a sizable down payment or vehicle to trade in, as it helps reduce the amount you're financing. One way to appear more creditworthy is to have some money to put down on your next vehicle.
• You still have options: Financing or leasing a vehicle with bad credit isn't ideal, but you still have options. Don't take the first offer that comes around without seeing what other lenders can offer.