Own a business? Take the Next Step Toward Your Ideal Auto Loan or Lease


Here at Liberty Kia in Ramsey, we are delighted to serve drivers from Spring Valley, Chestnut Ridge, Fair Lawn, Mahwah, and surrounding areas. We are here to offer you excellent service throughout every aspect of your vehicle purchasing and ownership.


We want to make every part of the process easy for you, because we know you have better things to do. That's why we provide financing help right here at Liberty Kia.


Our finance center advisors are here to answer all of your questions about leasing a Kia, getting a loan on a new Kia, or financing a used vehicle. There's no such thing as a stupid question! The financing process can be confusing and time-consuming. We're here to make sure you know exactly what's happening with all that paperwork and to ensure you get the best possible option for your budget and lifestyle.


Maybe you've browsed our new inventory and you found your dream car, but don't know the different benefits of leasing or purchasing. Maybe you found the perfect used vehicle but you aren't certain you can get a loan. Let us help! Give us a call with any questions you have or stop in to discuss your options in person.


Even if you haven't found the right car yet, you can fill out our secure financing application to get the ball rolling. It's a good idea at any stage in your car search, so you'll have a good idea of what monthly payment you're comfortable with and how much you can afford. It may even be more than you think!


We'd love to meet you so we can get to know you and help you navigate the financing of your next vehicle. So explore our website at your leisure, learn more about us, and then come visit our showroom so we can talk about your next car.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Sole Proprietors

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Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.